Structured Settlement: The Basics and How You Can Profit

Have you ever found yourself in a situation where you had to make a difficult decision? Maybe you were in a car accident and had to decide whether to take a settlement from your insurance company, or continue paying for your car insurance and risk not being able if you were in an accident again. Maybe you had to make the decision between going to college and paying for your tuition or continuing to work to save money for a college education.

Structured Settlement

Whatever your situation might be, it’s easy to understand how you might have felt when faced with making a difficult decision. That’s because most people feel the pressure of making decisions at some point in their lives. However, not everyone has to feel this pressure. Many people take advantage of situations like these and are able to profit from their decisions.

Structured settlements are one of those situations. They’re not everyone’s cup of tea and they are not a popular option. However, that doesn’t mean they’re not worth knowing about. In this article, we’ll talk about what structured settlements are, how you can profit from them, and where you can find a trustworthy lawyer to help you with your case if you’re interested in taking advantage of these opportunities in the future.

What are Structured Settlements?

Structured settlements are a type of settlement used by plaintiffs in civil lawsuits. These settlements pay out a portion of the money you are awarded from a lawsuit instead of collecting it through a judge’s ruling. This means that you don’t have to go through the legal process of collecting the money yourself. However, it also means that you don’t get the benefits of collecting the money yourself.

Instead, the money is paid to you through a third party, called a “settlement service.” There are different types of companies that offer this type of service, but they all have one thing in common: they’re authorized by the courts to offer these settlements.

Why Would Anyone Choose Structured Settlements?

Let’s face it, if you hit a legal roadblock with your car accident lawsuit, you probably aren’t feeling very optimistic about your chances. You may be angry at the situation, and you may be feeling trapped in a situation where you have no way to take care of your medical bills or your lost wages. All of these feelings can be overwhelming and lead to feelings of depression.

To make matters worse, you don’t have a limitless amount of time to let things play out in your favor before you have to report for jury duty and focus on your actual trial.

Pros of Structured Settlements

  • No Need to Attend Court - In order to collect from a successful lawsuit, you usually have to attend court. Attending court is expensive and time-consuming. So, if you end up not getting the money you’re owed, you’ve lost all that time and money, and you still don’t get to collect the money either. With structured settlements, you don’t have to go to court at all. Instead, you make your payment, the company collects the amount you agreed to, and you never hear anything else about it again.

  • No Debt - If you end up not getting paid out or the company goes bankrupt, you don’t have any personal debt associated with this. You don’t have to worry about bankruptcy and you don’t have to worry about not being able to pay your medical bills or your lost wages.

  • Lower Risk of Being Defeated - While you’re still expected to win in court, you have less risk of not winning than you have with a regular lawsuit. This means the lawsuit process is less stressful for you and you can focus on the actual trial instead of worrying about the outcome of the lawsuit.

Cons of Structured Settlements

  • No Tax Breaks - Not all settlements are structured as structured settlements. Some of them you have to pay taxes on and you may end up paying more taxes on a structured settlement than you would on a regular income.

  • Planning Ahead - If you want to collect on a structured settlement, you have to wait until you’re awarded a settlement. You can’t just go around suing people in hopes of getting a settlement.

  • Lots of Paperwork - You have to complete paperwork with the company that will process your settlement. You have to tell them how much you want and they have to send it to the court. You have to then file paperwork with the court to let them know you submitted your claim and you have to file paperwork with the court to let them know you’ve received the money. All of this paperwork can be time-consuming and difficult to follow through with.

Where to Find a Structured Settlement Lawyer

If you’re interested in filing a structured settlement lawsuit, you’ll need to find a lawyer who can help you take advantage of these opportunities.

Luckily, there are a few places you can go to find a lawyer. You can go through your local bar association and look for lawyers listed in the area who specialize in these types of cases.

You can also look for lawyers through a lawyer referral service. These services provide you with a list of lawyers in your area who specialize in a variety of legal fields. After you receive your list, you can then research each lawyer and see if they specialize in structured settlement cases.

You can also find structured settlement lawyers online. After doing some research, you can then connect with a local lawyer who specializes in structured settlement cases and see if they accept cases from remote clients.

How to Profit from Structured Settlements

Once you’ve found a lawyer, you’ll have to work with them to set up a structured settlement case.

This can be a difficult and time-consuming process. It’s important that you choose a trustworthy lawyer who will work hard to ensure you get the most out of your case.

A good lawyer will be able to help you navigate the legal system and make sure you take advantage of all possible opportunities. They’ll also be able to help you deal with the paperwork and make sure you’re ready to take advantage of the next possible opportunity.

It’s important to remember that you don’t have to settle your case right away. It’s perfectly acceptable to try to negotiate a better settlement or to see if you can negotiate a better settlement with your insurance company if you’re not satisfied with the initial settlement offer.


Structured settlement lawsuits are a great way to make money from a lawsuit. They allow you to receive money without having to go to court and without having to prove that you’ve been wronged.

However, it’s important to choose a trustworthy lawyer who can help you make the most out of your lawsuit.



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